Which of the following is NOT a provision that applies to all Medicare Supplement Plans (MSPs)?

Lifetime maximum limits are not a provision that applies to all Medicare Supplement Plans (MSPs). The reason is that, under the rules established for Medicare Supplement Insurance, plans are prohibited from imposing lifetime limits on coverage. This means that MSPs must provide coverage for eligible medical expenses without a cap on the total amount that can be paid out over the lifetime of the insured.

On the other hand, the other options are fundamental aspects of Medicare Supplement plans. Standardized benefits ensure that all MSPs provide a consistent set of benefits that adhere to federal requirements, making it easier for consumers to compare plans. Guaranteed issue rights protect consumers from being denied coverage under certain circumstances, such as when transitioning from other health insurance or losing group coverage. Annual open enrollment periods provide a designated time frame during which beneficiaries can enroll in or change their Medicare Supplement plans without facing medical underwriting. Overall, these provisions align with the goal of ensuring that beneficiaries have access to essential health coverage and can make informed choices about their insurance.